We get it. Nobody likes feeling like they've been led astray. But WE promise you, we're here to make things right.

It's tough when trust is misplaced and advice leads you astray.

But rest assured, we're here 
to offer support, clarity, and a fresh perspective to help you move past this setback.

HAVE YOU BEEN OVERCHARGED BY ST JAMES PLACE 
OR AN OTHER FINANCIAL ADVISER?

If any of the following points apply to you, it is very likely that you have grounds for a claim:

Millions of pounds in financial adviser fees are being deducted from UK investors’ ISAs, 
pensions and investments every year – these fees could be refunded to you.

In most cases the adviser is simply not able to provide the full extent of the services that 
they promised. This means clients are paying substantial fees for absolutely nothing. 
Their commission-based advisers may not have given you the best advice.


Due to regulatory changes in 2012 nearly all investments and pensions have built in adviser 
charges. These are deducted every month / year to pay for an agreed level of ongoing service.


Each time the adviser fails to meet these service levels they are breaching the terms 
of their contractual arrangements and you could be due compensation. 

Sound like you

Our SERVICES

MISS SOLD FINAL SALARY 
PENSION TRANSFERS

Since July 1988, moving from a final salary or defined benefit pension has been regulated. Despite warnings from regulators, many scheme members have been persuaded by advisers to transfer to other schemes, often self-invested personal pensions.



Pension holders were lured by persuasive sales tactics, led to believe that their existing schemes were underperforming, and promised better outcomes elsewhere. In some cases, they were falsely led to believe that their pensions could be at risk if they didn't make a move. The Miners Pension Scheme (MPS) was among the first schemes to fall victim to such unscrupulous tactics, echoing the experiences of many others.

Sound like you

History repeating 
itself, again

The arrival of Pension Freedom in April 2015 once more saw an enormous increase in transfers away from final salary schemes – close to £100 billion has been moved to date. The Financial Conduct Authority (FCA) are hugely concerned by the volume of transfers, the quality of the advice given and cases of inappropriate levels of charging.

Commonly, pension holders decide to move because they like the idea of leaving a pension pot for their loved ones upon death, or due to the appeal of a lump sum in advance of their scheme’s retrial age. Our team of experts can reconstruct any final salary transfer advice taken since April 2015 to establish if poor advice has been given. We can then help you through the claims process to collect any compensation you may be entitled to..

Sound like you

Self-Invested 
Personal Pensions

A Self Invested Personal Pension (SIPP) is a scheme that gives you a higher level of control over your own pension. This means you get access to more choices on where you can invest your retirement fund, allowing you to manage your own investments and savings, rather than relying on a pension company or fund manager. The appeal of such a scheme is clear, but the risks associated with it are sometimes not made obvious to investors. Many transfer from perfectly good personal pensions to SIPP’s and invest in high risk unsuitable funds.

Mis-sold SIPPs have become the subject of an increasing number of complaints made to the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS).

Sound like you

“Thank you Yuill for obtaining such an amazing amount of money back
 from my failed investment. It is absolutely life changing!”

Recovered Funds: 20 - 50K

“John and the team at Melville have completely transformed my own
 and my daughter’s life. The money we have been paid has meant we have 
a future to look forward to when we thought we had nowhere to go. 
God bless you”

Recovered Funds: 20 - 50K

“Thank you Melville Claims. We were embarrassed to have been duped 
out of pension through a phone call to our house one evening. We really 
can’t thank you enough!”


Recovered Funds: 20 - 50K

We’re Ready
Are you?

Assess Your Claim Today